#OutToLunch: The time to throw away an apple for a kiwi after a single bite is over

By Denis Jjuuko

We are living in a world where digital maps have become so essential. A tap on the app on your smartphone, like Google Maps, would tell you the route to use from one place to another, showing you the amount of time required per transport mode. When it comes to road transport by car, you will even see in real time whether there is traffic jam or not.

These apps are not without challenges. Sometimes they can take you through a back route or recommend roads that long closed depending on how the mapping was done. Nevertheless, these apps are really handy.

However, even when the app or even people direct you to wherever you are going, if it is a government of Uganda facility such as a local government office, there is usually one significant indicator that you have arrived.

And it is the number of vehicles and equipment rotting in the compound. Some of these vehicles and road construction equipment look new or still in fairly good conditions where they may have needed some minor repairs.

It talks a lot about wastage. If we can’t repair or maintain vehicles and equipment, maybe they should be sold off before they are declared scrap so government can get some money back. Or if the project for which some of the equipment is intended isn’t ready to be implemented, there is no need to procure the equipment in the first place.

And it isn’t just vehicles and road construction equipment only that these are the ones that welcome you to a government facility. If you enter the building, depending on what they do, there will be equipment being neglected. If it is a hospital, it could be some laboratory or theatre equipment. A computer that has been abandoned. Chairs that are repairable but being piled in a corner somewhere and providing 5-star residence to rodents.

Then meetings don’t start on time or rescheduled without informing those who are supposed to participate. One drives hundreds of kilometres only to be informed on arrival that the meeting won’t be taking place some times for flimsy reasons such as taking children back to school. Time and money wasted, which means that something that was supposed to be done will have to wait. Some times the waiting takes years. If you have a non-political case in court, you know what I mean.

This modus operandi of some of government officials is going to face its limits. We have learned that the United States that funds a lot of government activities or those of NGOs that compliment government efforts has announced a review of its foreign aid for at least 90 days. It is not clear what will happen after or within 90 days but life may not be the same again especially for ordinary folks without the resources for example to buy lifesaving drugs. Three months is a long time when you need a pill a day to survive. It is not clear that Europe won’t do the same.

It is not only people who depend on the services offered through aid such as antiretroviral drugs that will suffer. Businesses will close. Hotels that survive on NGO workshops, Nasser Road printers that rely on NGO work, transporters taking staff to the field, consultants and researchers and lots more will face it rough. The value chain of foreign aid in Africa is significant and affects almost everyone without access to the public till.

African economies will have to stop behaving like a rich man’s child who eats an eighth of an apple before throwing it away to eat a kiwi. They will have to understand that if they throw away the apple after a single bite, there will be no other fruit to eat. In fact there will be nothing else to eat.

It is time African governments realized, like a child who was throwing away the apple for a kiwi, that their father was simply a beneficiary of some benevolent man and that man has decided to cut off the flow of funds. Going to school is no longer possible by chauffeured SUVs. It is time to join the rest of the kids to walk to school or beg to occupy the kameeme — space behind the driver in the vans that work as commuter taxis in Uganda.

Many people can’t afford that adjustment but there is no choice. It is time we stopped the wastage, nipped corruption in the bud, developed and implemented policies that enable the private sector to thrive and wean ourself off foreign aid.

The writer is a communication and visibility consultant. djjuuko@gmail.com

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#OutToLunch: Are investment clubs ruining your life?

By Denis Jjuuko The internet has led to connectivity we probably never imagined. Previously, you left a job and that was it. Today, if you leave one, most likely somebody will add you to a WhatsApp group of former employees of Company Z. If you don’t leave the job, you belong already to several WhatsApp groups. The schools you attended also have another WhatsApp group. And of course, another for the particular class say Law Class of 2005. If you attended many schools, you are in several of these. The neighbours also have another group. Your ancestral village has another one for its Kampala diaspora. The religion you belong to has several others. The one where you live, and another from your ancestral district or diocese. The gym colleagues have another one. The social clubs you belong to also have others. The list of WhatsApp groups can be endless and sometimes it can be hard to catch up. Some people, perhaps afraid of annoying people if they left, resort to being silent or what Ugandans call akamooli (watching from the sidelines). However, most of these WhatsApp groups have one thing in common — investments or savings. There is perhaps no WhatsApp group where an investment or savings club hasn’t been mooted. Because everyone wants to save and make some ka-money, the idea usually is supported by many members. And indeed some of these investment or saving clubs have blossomed. Some old students or church associations now have billions in assets under management. Many people feel that they shouldn’t be left out and go ahead and sign up to many investment or savings clubs. Each of them expects one to pay a set amount of money every month. Failure to pay can be psychologically torturing. Treasurers are cajoling each one of the members to meet their obligations. Meetings spend half the time devising means to ensure everyone is paying and how to discipline those falling short. I know of somebody who was consistently broke. He was earning a decent monthly salary but he was always stressed and pitiful. I found out that he was belonging to several clubs in Kampala and his ancestral village. They took a significant part of his pay. He was living a miserable life as he tried to meet his obligations with the several investment clubs he belonged to. Saving and investing is a very good thing but it should be of a certain percentage of one’s earnings. If you save and invest for example 70% of your earnings, you must ensure that you can survive on the remaining 30%. If you are saving 70% of your earnings and then playing dodge ball with your landlord at home, failing to get basics for your family, then it makes no sense. Being super stressed because of saving isn’t probably the right thing to do. The repercussions can be dire. Many people suffering to meet their saving obligations in clubs as largely a result of subscribing to many clubs. The best way is to identify a club or two which meet your aspirations and concentrate on those than being in so many clubs and failing to meet your obligations. It frustrates everyone including yourself. Investment and savings clubs however good they are for people and economies, they are very conservative. In order to protect people’s money, they usually invest in assets that are considered safe but sometimes without even regular returns. People can have money in these clubs but they aren’t taking home anything regularly. If a club invests in land or even unit trusts, they have to wait for a long term for either the land to gain value and sell or for the unit trusts to compound significantly to provide a worthy return to the members. Are you willing to wait for that long? Those that lend money to the members charge very high rates, sometimes as much as 3% per a month. Annually, that is 36%. Just because there isn’t much paperwork, collateral and are swifter than commercial lenders, the interest rates are simply prohibitive given that members are essentially borrowing their own money. Investment and savings clubs if they want members to make money, they need to lend below annual interest rates of banks. Since they do short term lending, they could do 0.5% a month. People who are borrowing this money, they could then be able to make money with what they have borrowed. So as your WhatsApp group proposes yet another investment or savings club, be careful before you sign up and see if it makes sense or the ones you belong to are enough. The writer is a communication and visibility consultant. djjuuko@gmail.com

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#OutToLunch: Practical skills still important even in the AI era

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Out to Lunch

#OutToLunch: Watoto’s Kabaka anniversary do and why ability transcends DNA

By Denis Jjuuko On the last day of July 1993, a mammoth crowd gathered at Naggalabi hill in Buddo to witness the historical occasion of coronating Prince Ronald Muwenda Mutebi as the 36th Kabaka of Buganda. For many people in Buganda that day, it is something they had not witnessed in their lifetime. The last coronation had taken place in November 1942 and then the kingdom was abolished in 1966, the Kabaka exiled and an opportunity to coronate his heir temporarily lost. I remember my guardian giving us a rare day off to watch the live telecast all day. This is the only day I remember where we didn’t have to be bothered with house chores. You could pick a cup of tea and just sit in front of the tiny television set in the living room—as long as you didn’t make noise to distract the elders. And being a Saturday, it helped. There was no school to attend. Given Uganda’s demographics, many watching the 33rd coronation anniversary last Friday at Watoto Church in Bweyogerere were either too young or not yet born in July 1993. It was therefore refreshing when Katikkiro Charles Peter Mayiga opened his speech with a memory lane of the events of that day in 1993. He perfectly understood the audience of his message. There are many young urbane educated people who sometimes look the other way when it comes to cultural issues. Some see culture as a road block to their Christian values and aspirations. Holding the coronation anniversary at an urbane church for a young largely educated audience sent a message that culture and religion can and should co-exist. The Watoto leadership embraced the occasion like no other and left no stone unturned in organizing a befitting ceremony. I think this was the first time that a major kingdom event, coronation or birthday, had been held outside the usual hills — Namirembe, Lubaga, Namungoona, Namasuba and Kibuli where Anglicans, Catholics, Orthodox, Adventists and Muslims are headquartered or largely based respectively. You rarely see religious leaders from all denominations gathered in a Pentecostal church, some dancing, waving or in deep prayer during the praise and worship sessions that are common with Pentecostals. The religious leaders were also joined by politicians of all colors. Another example of how culture can be a uniting force. Even though the Kabaka wasn’t personally in attendance in adherence to advice of his medical team, the people turned up in huge numbers, prayed for him and commemorated the day like no other. More others spent the day listening to live broadcasts on radio or watching on television and online. Perhaps watching from his Kireka Palace, a stone’s throw from Watoto’s vast Bweyogerere campus, the Kabaka might have smiled or even nodded at some of the energetic performances Watoto put together in his honor. The more I watched the charismatic young leader of Watoto Church, Pastor Julius Rwotlonyo, preside over perhaps the biggest event of his pastoral journey, the more I thought about Ugandan businesses. Watoto, previously Kampala Pentecostal Church or simply KPC, was founded in 1984 by Canadian missionaries Garry Skinner and his wife. Rwotlonyo was either a toddler or not even born yet. He has no known blood relations with the Watoto founders but today, he is the leader of the church. Pastor Skinner and his wife are alive and are known to have children. But they chose a successor that isn’t their relative. They saw somebody who can further advance their mission and decided to retire and give him the executive suite at their famous building in downtown Kampala. Because of the occasion, Skinner sent in a recorded message. Otherwise, he is not known to be involved in every little thing that happens at the church he founded. This teaches us that we can start businesses, set systems in place, and identify teams that can continue leading when our time to go comes. The successors may or may not be our children. That DNA should not be the only requirement for somebody to lead the businesses we start. Ability to deliver should transcend DNA. It should be in the interests of founders to identify and nurture young people who can take over the business. Since the Skinners handed over Watoto to Rwotlonyo, we haven’t heard any fights like it is common for Ugandan businesses when the founders leave. And had they been involved in any scandals, certainly the Kingdom of Buganda wouldn’t have honored them with an opportunity to host a coronation anniversary. It is something founders must ponder. The writer is a communication and visibility consultant. djjuuko@gmail.com

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